Think You’re Fully Covered by Travel Insurance? Think Again.
Many travelers assume their insurance covers every mishap, but even simple activities like hiking often aren’t included. “Buying a policy doesn’t protect you from everything,” said Chrissy Valdez of Squaremouth.
Basic plans cover delays, illness, or lost bags—but not “high-risk” fun like safaris, scuba diving, skiing, or ziplining. These activities can lead to injuries or costly medical evacuations, especially in remote areas.
Valdez advises reading policies carefully and adding coverage for risky activities—usually at a small extra cost—to avoid big surprises on your next adventure.
